/* =========================================================
   gebaeudeversichert.de – zentrales Stylesheet
   Informationsangebot von Sven Leusenrink
   ========================================================= */

/* ---- Schrift fürs Logo (lokal, keine externen Anfragen) ---- */
@font-face {
  font-family: 'Nunito';
  src: url('/assets/fonts/Nunito-VariableFont.woff2') format('woff2');
  font-weight: 200 1000;
  font-display: swap;
}

/* ---- Überschriften: Lora (seriös, lokal) ---- */
@font-face {
  font-family: 'Lora';
  src: url('/assets/fonts/Lora-latin.woff2') format('woff2');
  font-weight: 400 700;
  font-display: swap;
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+2000-206F, U+2074, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Lora';
  src: url('/assets/fonts/Lora-latin-ext.woff2') format('woff2');
  font-weight: 400 700;
  font-display: swap;
  unicode-range: U+0100-02AF, U+0304, U+0308, U+0329, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}

/* ---- Fließtext: Inter (klar, lokal) ---- */
@font-face {
  font-family: 'Inter';
  src: url('/assets/fonts/Inter-latin.woff2') format('woff2');
  font-weight: 400 600;
  font-display: swap;
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+2000-206F, U+2074, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}
@font-face {
  font-family: 'Inter';
  src: url('/assets/fonts/Inter-latin-ext.woff2') format('woff2');
  font-weight: 400 600;
  font-display: swap;
  unicode-range: U+0100-02AF, U+0304, U+0308, U+0329, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}

/* ---- Reset ---- */
*, *::before, *::after { box-sizing: border-box; }

/* ---- Design-Tokens ---- */
:root {
  --green:      #009241;
  --green-dark: #00844f;
  --green-deep: #006633;
  --green-bg:   #f0f9f4;
  --text:       #1a1a1a;
  --text-soft:  #555;
  --line:       #e0e0e0;
  --white:      #ffffff;
  --footer-bg:  #003d1f;
  --radius:     10px;
}

/* ---- Basis ---- */
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
  font-size: 16px;
  line-height: 1.65;
  color: var(--text);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--green); text-decoration: none; }
a:hover { color: var(--green-dark); }

/* ---- Header (sticky, einheitlich auf allen Seiten) ---- */
.site-header {
  background: var(--green-bg);            /* dezentes Hellgrün */
  padding: 12px 0;
  position: static;
  border-bottom: 1px solid #d6e8dd;
  box-shadow: 0 2px 8px rgba(0,60,30,.06);
}
.header-inner {
  max-width: 960px;
  margin: 0 auto;
  padding: 0 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}
.logo { display: inline-flex; align-items: center; gap: 12px; }
.logo-svg { height: 52px; width: auto; max-width: 100%; display: block; }
/* Logo-Schriftzug: FESTE Größe (nicht flüssig skalierend).
   Basis = Mobil-Maß, Desktop-Override unten @min-width:721px. */
.logo-svg--text { height: 28px; }
.logo-svg__txt {
  font-family: 'Nunito', 'Segoe UI', 'Helvetica Neue', Arial, sans-serif;
  font-size: 46px;
  font-weight: 800;
  letter-spacing: -1.5px;
}
.logo-svg--text .logo-svg__txt { font-size: 46px; }
.logo-svg__word { fill: #1f2937; }   /* Anthrazit */
.logo-svg__de   { fill: #009241; }   /* Marken-Grün */

/* Variante mit rundem Foto – feste, GLEICHE Maße erzwingen (gegen img{height:auto} im Reset) */
.logo-photo {
  width: 56px !important; height: 56px !important;
  min-width: 56px; min-height: 56px; max-width: 56px; max-height: 56px;
  border-radius: 50%; object-fit: cover;
  border: 2px solid var(--green); flex: 0 0 auto; align-self: center;
  box-shadow: 0 2px 8px rgba(0,100,50,.18);
}
.logo-lockup { display: flex; flex-direction: column; justify-content: center; gap: 0; min-width: 0; }

/* Slogan – Größe & Abstand synchron zur festen Logo-Text-Größe.
   Basis = Mobil (SVG 28px); Desktop-Werte unten @min-width:721px.
   margin-top gleicht den Leerraum unter dem SVG aus und muss zur
   jeweiligen SVG-Höhe passen, sonst sitzt der Slogan verschoben. */
.logo-slogan {
  display: block; font-size: .70rem; color: var(--text-soft);
  font-weight: 600; letter-spacing: .01em; line-height: 1.2;
  /* Sichtbarer Spalt zum Schriftzug darüber (nicht eingequetscht). Mobil-Wert. */
  margin-top: 2px;
}
/* Icon-Variante (nicht mehr aktiv): Slogan rechts neben dem Logo */
.logo-slogan--icon {
  border-left: 1px solid var(--line); padding-left: 12px; margin-left: 2px;
  max-width: 150px;
}
@media (max-width: 780px) { .logo-slogan--icon { display: none; } }
/* Auf sehr schmalen Screens nur das Foto kleiner – Logo-Text & Slogan
   behalten ihre feste Mobil-Größe (keine weitere Skalierung). */
@media (max-width: 400px) {
  .logo-photo { width: 46px !important; height: 46px !important; min-width: 46px; min-height: 46px; max-width: 46px; max-height: 46px; }
}
.header-nav { display: flex; align-items: center; gap: 22px; }
.header-nav a { font-size: .96rem; font-weight: 600; color: var(--text); white-space: nowrap; }
.header-nav a:hover { color: var(--green); }
.header-nav a.is-active { color: var(--green); }
.header-nav__cta {
  background: var(--green); color: #fff !important; padding: 9px 18px; border-radius: 8px;
  box-shadow: 0 2px 8px rgba(0,130,65,.22); transition: background .2s;
}
.header-nav__cta:hover { background: var(--green-dark); }

/* ---- Dropdown „Gebäudeversicherung" (Desktop-Basis) ---- */
.nav-item { position: relative; display: inline-flex; }
.nav-sub-toggle { display: none; }        /* Accordion-Checkbox: nur mobil aktiv */
.nav-item__row { display: inline-flex; align-items: center; gap: 5px; }
.nav-item__top {
  font-size: .96rem; font-weight: 600; color: var(--text); white-space: nowrap;
}
.nav-item__top:hover { color: var(--green); }
.nav-item__caret {
  display: inline-flex; align-items: center; justify-content: center;
  cursor: pointer; color: var(--text);
}
.nav-item__chevron { width: 15px; height: 15px; transition: transform .2s; }
.nav-item--has-sub:hover .nav-item__chevron,
.nav-item--has-sub:focus-within .nav-item__chevron { transform: rotate(180deg); }

.nav-sub {
  position: absolute;
  top: 100%; left: 50%;
  transform: translateX(-50%) translateY(6px);
  min-width: 250px;
  background: #fff;
  border: 1px solid var(--fl-line, #e6ece8);
  border-radius: 12px;
  box-shadow: 0 18px 40px -14px rgba(9,50,30,.28);
  padding: 8px;
  display: flex;
  flex-direction: column;
  gap: 2px;
  /* eingeklappt: unsichtbar & nicht klickbar, sanft eingeblendet bei Hover */
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition: opacity .18s ease, transform .18s ease, visibility 0s linear .18s;
  z-index: 70;
}
/* kleine „Brücke", damit die Maus zwischen Trigger und Panel nicht abreißt */
.nav-sub::before {
  content: ""; position: absolute; left: 0; right: 0; top: -10px; height: 10px;
}
.nav-item--has-sub:hover .nav-sub,
.nav-item--has-sub:focus-within .nav-sub {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
  transform: translateX(-50%) translateY(0);
  transition: opacity .18s ease, transform .18s ease, visibility 0s;
}
.nav-sub__link {
  display: block;
  padding: 9px 14px;
  border-radius: 8px;
  font-size: .92rem;
  font-weight: 600;
  color: var(--text, #1a1a1a);
  white-space: nowrap;
}
.nav-sub__link:hover { background: var(--fl-green-100, #ecf7f0); color: var(--green-deep, #06603a); }

/* ---- Suchfeld im Header (Desktop-Basis) ---- */
.nav-search__label { display: none; }        /* Label nur mobil sichtbar */
.nav-search__row {
  display: flex; align-items: center;
  background: #fff;
  border: 1px solid var(--fl-line, #e6ece8);
  border-radius: 999px;
  overflow: hidden;
  max-width: 210px;
}
.nav-search__row input {
  flex: 1 1 auto; min-width: 0;
  border: none; background: transparent;
  padding: 8px 6px 8px 14px;
  font-size: .92rem; color: var(--text, #1a1a1a);
}
.nav-search__row input:focus { outline: none; }
.nav-search__btn {
  flex: 0 0 auto; border: none; cursor: pointer;
  background: var(--green, #009241); color: #fff;
  width: 38px; height: 34px;
  display: flex; align-items: center; justify-content: center;
  margin: 2px; border-radius: 999px;
  transition: background .15s;
}
.nav-search__btn:hover { background: var(--green-dark, #00844f); }
.nav-search__btn svg { width: 17px; height: 17px; }

/* ---- Mobile Burger-Navigation (nur < 720px aktiv) ---- */
.nav-toggle { display: none; }               /* Steuer-Checkbox, visuell aus */
.nav-burger { display: none; }               /* Burger-Button: Desktop aus */
.nav-backdrop { display: none; }             /* Abdunkler hinter dem Panel */
.mobile-menu { display: none; }              /* Vollbild-Kachel-Menü: nur mobil */

@media (max-width: 720px) {
  .logo-svg { height: 40px; }
  /* Text-Wortmarke behält ihre feste Mobil-Größe (die 40px gelten nur der
     alten Nur-Text-Logo-Variante ohne Foto) */
  .logo-svg--text { height: 28px; }

  /* WICHTIG: backdrop-filter auf dem Header macht ihn zum Containing-Block
     für das position:fixed Off-Canvas-Menü -> das Panel wäre dann nur so hoch
     wie die Headerleiste und würde Links abschneiden. Mobil daher Glas-Effekt
     aus + solides Weiß, damit das Menü volle Viewport-Höhe bekommt. */
  .site-header {
    backdrop-filter: none !important;
    -webkit-backdrop-filter: none !important;
    background: #fff !important;
  }

  /* Burger-Button rechts */
  .nav-burger {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 46px;
    height: 46px;
    border-radius: 12px;
    border: 1px solid var(--fl-line, #e6ece8);
    background: #fff;
    box-shadow: 0 2px 8px rgba(9,50,30,.06);
    cursor: pointer;
    flex: 0 0 auto;
    z-index: 70;
    transition: background .15s, box-shadow .15s;
  }
  .nav-burger:hover { box-shadow: 0 4px 12px rgba(9,50,30,.10); }
  .nav-burger__bars { position: relative; width: 22px; height: 16px; }
  .nav-burger__bars span {
    position: absolute; left: 0; width: 100%; height: 2.5px;
    border-radius: 2px; background: var(--fl-green-ink, #0d3320);
    transition: transform .25s ease, opacity .2s ease, top .25s ease;
  }
  .nav-burger__bars span:nth-child(1) { top: 0; }
  .nav-burger__bars span:nth-child(2) { top: 6.75px; }
  .nav-burger__bars span:nth-child(3) { top: 13.5px; }
  /* Burger -> X, wenn geöffnet */
  .nav-toggle:checked ~ .nav-burger .nav-burger__bars span:nth-child(1) { top: 6.75px; transform: rotate(45deg); }
  .nav-toggle:checked ~ .nav-burger .nav-burger__bars span:nth-child(2) { opacity: 0; }
  .nav-toggle:checked ~ .nav-burger .nav-burger__bars span:nth-child(3) { top: 6.75px; transform: rotate(-45deg); }

  /* Desktop-Navigation mobil komplett ausblenden */
  .header-nav { display: none !important; }

  /* ===== Mobiles Vollbild-Menü (Kachel-Grid) ===== */
  .mobile-menu {
    display: block;
    position: fixed;
    top: 0; left: 0; right: 0; bottom: 0;
    width: 100%;
    background: #fff;
    z-index: 65;
    overflow-y: auto;
    /* eingeklappt: nach oben weg + ausgeblendet */
    transform: translateY(-8px);
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
    transition: opacity .22s ease, transform .22s ease, visibility 0s linear .22s;
  }
  .nav-toggle:checked ~ .mobile-menu {
    transform: translateY(0);
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    transition: opacity .22s ease, transform .22s ease, visibility 0s;
  }
  .mobile-menu__inner {
    min-height: 100%;
    display: flex;
    flex-direction: column;
    padding: 76px 16px 24px;   /* oben Platz für die Headerleiste + Burger */
  }
  .mobile-menu__eyebrow {
    margin: 4px 2px 14px;
    font-size: .8rem; font-weight: 700; letter-spacing: .04em; text-transform: uppercase;
    color: var(--green, #009241);
  }

  /* Kachel-Raster: 2 Spalten */
  .mobile-menu__grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
  }
  .m-tile {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 12px;
    padding: 18px 16px;
    background: #fff;
    border: 1px solid var(--fl-line, #e6ece8);
    border-radius: 16px;
    box-shadow: 0 2px 10px rgba(9,50,30,.05);
    text-decoration: none;
    min-height: 104px;
    transition: transform .15s, box-shadow .15s, border-color .15s;
  }
  .m-tile:active { transform: scale(.97); }
  /* breite Kacheln (Übersicht/Angebot, Über mich) über beide Spalten */
  .m-tile--wide {
    grid-column: 1 / -1;
    flex-direction: row;
    align-items: center;
    min-height: 0;
    gap: 14px;
    background: linear-gradient(180deg, var(--fl-green, #0a9d54), var(--fl-green-deep, #06603a));
    border: none;
    box-shadow: 0 8px 20px -8px rgba(10,157,84,.5);
  }
  .m-tile__icon {
    display: inline-flex; align-items: center; justify-content: center;
    width: 46px; height: 46px; flex: 0 0 auto;
    border-radius: 13px;
    background: var(--fl-green-100, #ecf7f0);
    color: var(--green-deep, #06603a);
  }
  .m-tile__icon svg { width: 24px; height: 24px; }
  .m-tile--wide .m-tile__icon {
    background: rgba(255,255,255,.22);
    color: #fff;
  }
  .m-tile__label {
    font-size: .98rem; font-weight: 700; line-height: 1.25;
    color: var(--fl-green-ink, #0d3320);
  }
  .m-tile--wide .m-tile__label { color: #fff; font-size: 1.05rem; }

  /* Suchfeld unten */
  .mobile-menu__search { margin-top: 20px; }
  .mobile-menu__search .nav-search__row {
    display: flex;
    background: #fff;
    border: 1px solid var(--fl-line, #e6ece8);
    border-radius: 12px;
    overflow: hidden;
    box-shadow: 0 2px 10px rgba(9,50,30,.06);
  }
  .mobile-menu__search input {
    flex: 1 1 auto; min-width: 0;
    border: none; background: transparent;
    padding: 13px 15px; font-size: 1rem; color: var(--text, #1a1a1a);
  }
  .mobile-menu__search input:focus { outline: none; }
  .mobile-menu__search .nav-search__btn {
    flex: 0 0 auto; border: none; cursor: pointer;
    background: var(--green, #009241); color: #fff;
    width: 50px; display: flex; align-items: center; justify-content: center;
  }
  .mobile-menu__search .nav-search__btn svg { width: 20px; height: 20px; }

  /* Backdrop wird nicht mehr gebraucht (Menü ist vollflächig) */
  .nav-backdrop { display: none !important; }

  /* ===== Überschriften mobil etwas GRÖSSER (Content-Seiten) ===== */
  .hero h1 { font-size: 1.95rem; }
  .section h2, .container h2, h2 { font-size: 1.8rem; }
  /* html voranstellen -> schlägt die spätere .container h3-Basisregel */
  html .container h3, h3 { font-size: 1.4rem; }

  /* Startseite: „Das müssen Sie…" kleiner + Text-Rahmen breiter.
     html voranstellen -> höhere Spezifität als die spätere Desktop-Basisregel
     (gleicher Selektor ohne Media-Query steht weiter unten im CSS). */
  .hero-big h1 { font-size: 1.9rem !important; line-height: 1.2; }
  .hero-big .container { padding-left: 12px; padding-right: 12px; }
  html body.with-hero-foto .hero-big .hero-text {
    padding: 22px 20px;          /* schmaleres Innenpolster -> mehr Textbreite */
    max-width: none;             /* Rahmen darf volle Spaltenbreite nutzen */
    margin-right: 0;
  }
}

/* ---- Breadcrumb ---- */
.breadcrumb {
  background: #fff;
  border-bottom: 1px solid var(--line);
  font-size: .86rem;
}
.breadcrumb__list {
  list-style: none;
  margin: 0;
  padding: 10px 0;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 6px;
}
.breadcrumb__item a {
  color: var(--green);
  text-decoration: none;
}
.breadcrumb__item a:hover { text-decoration: underline; }
.breadcrumb__item span[aria-current] {
  color: var(--text-soft);
  font-weight: 600;
}
.breadcrumb__sep { color: var(--text-soft); opacity: .6; }

/* ---- Hero ---- */
.hero {
  /* Header-Grafik als GANZ HELLER Hintergrund hinter dem Intro-Text.
     Weißer Verlauf-Schleier über dem Foto -> Bild nur dezent angedeutet,
     dunkler Text bleibt gut lesbar. Der Fließtext danach (.section) bleibt weiß. */
  background:
    linear-gradient(180deg, rgba(255,255,255,.34) 0%, rgba(255,255,255,.40) 55%, rgba(255,255,255,.62) 100%),
    url('/assets/img/gebaeudeversichert_background.jpg');
  background-size: auto, cover;
  background-position: center, center 72%;   /* Häuserzeile anvisiert, wie Startseiten-Hero */
  background-repeat: no-repeat, no-repeat;
  border-bottom: 1px solid #eceff1;
  padding: 40px 20px;
  text-align: center;
}
.hero--padding-bottom-0 { padding-bottom: 0; }
/* Money-Hero (gebaeudeversicherung.php): mehr Luft unter dem Einleitungstext,
   damit der grüne Hintergrund nicht direkt am Text endet */
.hero--money { padding-bottom: 48px; }
/* Textfläche im Hero: leicht transparentes Weiß hinter Überschrift und Text.
   So darf das Hintergrundbild kräftiger durchkommen (schwächerer Schleier oben),
   ohne dass die Lesbarkeit leidet. Gilt für Themenseiten (.hero-inner) und
   Rechner-Seiten (.hero > .container). */
.hero-inner,
.hero > .container {
  max-width: 760px; margin: 0 auto;
  background: rgba(255,255,255,.82);
  border-radius: 14px;
  padding: 26px 30px;
  box-shadow: 0 2px 18px rgba(0,0,0,.06);
  backdrop-filter: blur(2px);
  -webkit-backdrop-filter: blur(2px);
}
.eyebrow {
  display: inline-block;
  font-size: .82rem;
  text-transform: uppercase;
  letter-spacing: .1em;
  color: var(--green);
  font-weight: 700;
  margin-bottom: 12px;
}
h1 {
  font-size: clamp(1.55rem, 4vw, 2.2rem);
  font-weight: 700;
  margin: 0 0 12px;
  color: var(--text);
  line-height: 1.2;
}
h1 em { font-style: normal; color: var(--green); }
.hero-sub { font-size: 1.05rem; color: var(--text-soft); margin: 0 auto 24px; max-width: 760px; }
.hero p { font-size: 1.05rem; color: var(--text-soft); margin: 0 auto; max-width: 760px; }

/* ---- Trust-Badges ---- */
.trust-badges {
  display: flex;
  flex-wrap: nowrap;
  gap: 0;
  justify-content: center;
  padding: 16px 0 36px;
  border-top: 1px solid #cde8d9;
  margin-top: 8px;
}
.trust-badge {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 12px 18px;
  flex: 1 1 0;
  min-width: 0;
  border-right: 1px solid #d8e8de;
}
.trust-badge:last-child { border-right: none; }
.trust-badge__icon {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: #fff;
  border: 2px solid var(--green);
  color: var(--green);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.trust-badge__icon svg { width: 26px; height: 26px; }
.trust-badge__text strong {
  display: block;
  font-size: .98rem;
  font-weight: 700;
  color: var(--text);
  line-height: 1.15;
  letter-spacing: -.01em;
  margin-bottom: 5px;
}
.trust-badge__text span {
  display: block;
  font-size: .82rem;
  color: var(--text-soft);
  line-height: 1.2;
}

/* Trust-Badges UNTER dem Formular (rahmen es ein) */
.trust-section {
  max-width: 760px;        /* identisch zur Formularbreite (.form-wrap) */
  margin: 0 auto;
  padding: 0 16px 40px;
}
.trust-badges--below {
  margin-top: 0;
  padding: 22px 0 0;
  border-top: 1px solid #e6efe9;
}

/* ---- Heyflow ---- */
.form-wrap { max-width: 760px; margin: 0 auto; padding: 32px 16px 48px; }
heyflow-wrapper { display: block; width: 100%; }

/* ---- Container + Sections ---- */
.container { max-width: 760px; margin: 0 auto; padding: 0 20px; }
.section { padding: 48px 0; }
.section--alt {
  background: var(--white);
  border-top: 1px solid #eceff1;
  border-bottom: 1px solid #eceff1;
}

/* ---- Abschluss-CTA mit Angebotsformular (zentraler Wrapper) ---- */
.section--cta-form {
  background: var(--white);
  border-top: 1px solid #eceff1;
  border-bottom: 1px solid #eceff1;
  scroll-margin-top: 80px;
}
/* Money-Page: Anker sitzt auf der eigenen Angebots-Section, nicht auf .section--cta-form */
#angebot { scroll-margin-top: 80px; }
.cta-form-head { margin-bottom: 24px; }
.cta-form-intro {
  max-width: 640px;
  margin: -14px auto 0;
  color: var(--text-soft);
  font-size: 1rem;
  line-height: 1.55;
}
/* Mobil: nur die Formular-Box auf volle Breite ziehen (negative Margin),
   der Container behält sein Padding, damit der Intro-Text Randabstand hat. */
@media (max-width: 560px) {
  .section--cta-form .container .qf {
    margin-left: -20px;
    margin-right: -20px;
    border-radius: 0;
    border-left: none;
    border-right: none;
  }
}
/* Grosszuegiger Abstand nach oben trennt Abschnitte sichtbar voneinander;
   der kleinere nach unten bindet die Ueberschrift an ihren Text. */
h2 { font-size: clamp(1.8rem, 2.6vw, 2.25rem); line-height: 1.3em; font-weight: 700; color: var(--text); margin: 52px 0 20px; }
/* Erste Ueberschrift im Abschnitt braucht den Vorlauf nicht */
.section > .container > h2:first-child { margin-top: 0; }
/* Content-Hero-h1 ab Tablet: ohne eigene Regel faellt sie auf die globale
   h1-Basis (max 2.2rem) und stuende fast gleichauf mit den h2 (2.25rem). */
@media (min-width: 721px) {
  .hero h1 { font-size: clamp(2.1rem, 3.4vw, 2.9rem); line-height: 1.2; }
}
h2.center { text-align: center; margin-bottom: 28px; }

/* ---- Info-Grid ---- */
.info-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 16px;
  margin-top: 20px;
}
.info-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 20px;
  transition: transform .2s, box-shadow .2s, border-color .2s;
}
.info-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 24px rgba(0,100,50,.1);
  border-color: var(--green);
}
.info-card__icon {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--green-bg);
  border: 1.5px solid #cde8d9;
  color: var(--green);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 12px;
}
.info-card__icon svg { width: 22px; height: 22px; }
.info-card strong {
  display: block;
  color: var(--green-deep);
  margin-bottom: 4px;
  font-size: 1rem;
  font-weight: 700;
}
.info-card p { margin: 0; font-size: .92rem; color: var(--text-soft); }

/* ---- FAQ ---- */
.faq { display: flex; flex-direction: column; gap: 10px; }
.faq details {
  background: #fff;
  border: 1.5px solid var(--line);
  border-radius: 12px;
  box-shadow: 0 2px 8px rgba(0,100,50,.05);
  transition: box-shadow .2s, border-color .2s;
  overflow: hidden;
}
.faq details:hover { box-shadow: 0 4px 16px rgba(0,100,50,.1); }
.faq details[open] {
  border-color: var(--green);
  box-shadow: 0 4px 20px rgba(0,100,50,.12);
}
.faq summary {
  padding: 18px 20px;
  cursor: pointer;
  font-weight: 700;
  font-size: 1rem;
  color: var(--text);
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  transition: background .2s;
  user-select: none;
}
.faq details[open] summary { background: var(--green-bg); color: var(--green-dark); }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after {
  content: "";
  flex-shrink: 0;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--green-bg);
  border: 1.5px solid #cde8d9;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%23009241' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cline x1='12' y1='5' x2='12' y2='19'/%3E%3Cline x1='5' y1='12' x2='19' y2='12'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: center;
  transition: transform .25s, background-color .2s;
}
.faq details[open] summary::after {
  transform: rotate(45deg);
  background-color: var(--green);
  border-color: var(--green);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%23ffffff' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cline x1='12' y1='5' x2='12' y2='19'/%3E%3Cline x1='5' y1='12' x2='19' y2='12'/%3E%3C/svg%3E");
}
.faq .answer {
  padding: 4px 20px 20px;
  color: var(--text-soft);
  font-size: .96rem;
  border-top: 1px solid #e8f5ee;
}
.faq .answer p { margin: 12px 0 0; }
.faq-more {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  margin-top: 12px !important;
  font-size: .9rem;
  font-weight: 600;
}
.faq-more a {
  color: var(--green);
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 5px;
}
.faq-more a:hover { color: var(--green-dark); text-decoration: underline; }
.faq-more svg { width: 14px; height: 14px; flex: 0 0 auto; transition: transform .15s; }
.faq-more a:hover svg { transform: translateX(3px); }

/* ---- Reviews ---- */
.reviews-section { padding: 48px 0; background: #fff; }
.reviews-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 16px;
  margin-top: 24px;
}
.review-card {
  background: var(--green-bg);
  border: 1px solid #cde8d9;
  border-radius: var(--radius);
  padding: 20px 22px;
}
.review-stars { color: #f5a623; font-size: 1.1rem; letter-spacing: 2px; margin-bottom: 10px; }
.review-text { font-size: .94rem; color: var(--text-soft); line-height: 1.6; margin: 0 0 14px; font-style: italic; }
.review-author { font-size: .85rem; font-weight: 700; color: var(--text); }
.review-source { font-size: .78rem; color: #888; margin-top: 2px; }
.reviews-summary { display: flex; align-items: center; gap: 16px; flex-wrap: wrap; margin-bottom: 28px; }
.reviews-score { font-size: 2.8rem; font-weight: 800; color: var(--green); line-height: 1; }
.reviews-score-label { font-size: .9rem; color: var(--text-soft); }
.reviews-score-stars { color: #f5a623; font-size: 1.3rem; letter-spacing: 2px; }
.google-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-top: 20px;
  font-size: .9rem;
  font-weight: 600;
  color: var(--green);
  border: 1px solid var(--green);
  padding: 8px 18px;
  border-radius: 6px;
  transition: background .2s;
}
.google-link:hover { background: var(--green-bg); }

/* ---- CTA ---- */
.cta-banner {
  background: var(--green);
  color: #fff;
  text-align: center;
  padding: 36px 20px;
}
.cta-banner h2 { color: #fff; margin-bottom: 8px; }
.cta-banner p { opacity: .9; margin: 0 0 20px; }

/* ---- Buttons ---- */
.btn {
  display: inline-block;
  padding: 13px 28px;
  border-radius: 8px;
  font-weight: 700;
  font-size: .98rem;
  text-decoration: none;
  transition: background .2s, transform .15s, box-shadow .2s, color .2s;
  box-shadow: 0 2px 8px rgba(0,0,0,.15);
}
.btn:hover { transform: translateY(-2px); box-shadow: 0 6px 18px rgba(0,0,0,.22); }
.btn:active { transform: translateY(0); box-shadow: 0 2px 6px rgba(0,0,0,.15); }
.btn-white { background: #fff; color: var(--green); }
.btn-white:hover { color: var(--green-dark); }
.btn-outline {
  background: rgba(255,255,255,.12);
  color: #fff;
  border: 2px solid rgba(255,255,255,.6);
  margin-left: 10px;
  backdrop-filter: blur(4px);
}
.btn-outline:hover { background: rgba(255,255,255,.22); border-color: #fff; color: #fff; }
.btn__icon { display: inline-block; vertical-align: -.15em; margin-right: 6px; }

/* ---- Grüner Button für hellen Hintergrund (Inline-Sprung zum Formular) ---- */
.btn-green { background: var(--green); color: #fff; }
.btn-green:hover { background: var(--green-dark); color: #fff; }
/* Umriss-Button für helle Flächen (z. B. heller Home-Hero) */
.btn-ghost { background: #fff; color: var(--green-deep); border: 2px solid var(--green); }
.btn-ghost:hover { background: var(--green-bg); color: var(--green-deep); }
.inline-cta {
  margin: 22px 0 4px;
}
.inline-cta .btn__arrow {
  display: inline-block;
  vertical-align: -.1em;
  margin-left: 8px;
  transition: transform .15s;
}
.inline-cta .btn:hover .btn__arrow { transform: translateX(3px); }

/* ---- Visitenkarten-Cards (index.php) ---- */
.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 18px;
  margin-top: 24px;
}
/* Variante mit genau 2 Spalten (z. B. Gebäude vs. Hausrat); auf schmalen Screens 1-spaltig */
.card-grid--2 { grid-template-columns: repeat(2, 1fr); }
@media (max-width: 640px) { .card-grid--2 { grid-template-columns: 1fr; } }
.card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px;
}
.card h3 { margin: 0 0 10px; font-size: 1.05rem; color: var(--green-deep); }
.card p { margin: 4px 0; color: var(--text-soft); font-size: .95rem; }
.card a { font-weight: 600; }

/* ---- Gefahren-Kachel mit farbigem Icon-Badge oben rechts ---- */
.card--hazard { position: relative; }
.card--hazard h3 { padding-right: 60px; }   /* Platz für das Badge */

.hazard-badge {
  position: absolute;
  top: 20px;
  right: 20px;
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 14px;
  color: #fff;
  background: var(--hazard-color, var(--green-deep));
  box-shadow: 0 6px 16px -4px var(--hazard-color, rgba(0,0,0,.3));
}
.hazard-badge svg { width: 26px; height: 26px; display: block; }

/* Gefahren-Farben */
.card--feuer     { --hazard-color: #e2531f; }   /* rot-orange */
.card--wasser    { --hazard-color: #1f7fc2; }   /* blau */
.card--sturm     { --hazard-color: #5b7286; }   /* grau-blau (Sturm) */
.card--elementar { --hazard-color: #119da4; }   /* türkis */
.card--erde      { --hazard-color: #8a6d3b; }   /* erdbraun (Erdrutsch/Erdsenkung) */
.card--schnee    { --hazard-color: #6699c2; }   /* eisblau (Schnee/Lawine) */
.card--beben     { --hazard-color: #7a5a52; }   /* erdig-braun (Erdbeben/Vulkan) */

/* Einheitlich grüne Gefahren-Kacheln (nur Elementar-Seite) */
.card-grid--gruen { margin-bottom: 38px; }
.card-grid--gruen .card--hazard {
  --hazard-color: #2e9e5b;                 /* Grün für alle Badges */
  background:
    radial-gradient(120% 90% at 100% 0%, rgba(46,158,91,.10) 0%, rgba(255,255,255,0) 55%),
    #f4faf6;                                /* zarter hellgrüner Grundton */
  border-color: #d9ede0;
  border-radius: 16px;
  transition: transform .25s cubic-bezier(.2,.7,.2,1), box-shadow .25s, border-color .25s;
}
.card-grid--gruen .card--hazard:hover {
  transform: translateY(-4px);
  box-shadow: 0 16px 30px -16px rgba(46,158,91,.45);
  border-color: #2e9e5b;
}
.card-grid--gruen .hazard-badge {
  border-radius: 14px;
  background: linear-gradient(145deg, #34a862, #1f7a46);
  box-shadow: 0 10px 20px -8px rgba(46,158,91,.55), inset 0 1px 0 rgba(255,255,255,.3);
}

/* =========================================================
   Premium-Feature-Cards: Elementar Gebäude vs. Hausrat
   ========================================================= */
.feature-duo { margin-top: 26px; margin-bottom: 38px; gap: 22px; }

.feature-card {
  --fc: #119da4;                 /* Akzentfarbe je Karte */
  --fc-soft: rgba(17,157,164,.10);
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(120% 90% at 100% 0%, var(--fc-soft) 0%, rgba(255,255,255,0) 55%),
    #fff;
  border: 1px solid var(--line);
  border-radius: 20px;
  padding: 30px 28px 28px;
  box-shadow: 0 1px 2px rgba(16,24,40,.04);
  transition: transform .28s cubic-bezier(.2,.7,.2,1), box-shadow .28s, border-color .28s;
}
/* farbige Akzent-Leiste oben */
.feature-card::before {
  content: "";
  position: absolute;
  inset: 0 0 auto 0;
  height: 5px;
  background: linear-gradient(90deg, var(--fc), color-mix(in srgb, var(--fc) 55%, #ffffff));
}
.feature-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 22px 40px -18px color-mix(in srgb, var(--fc) 55%, transparent);
  border-color: color-mix(in srgb, var(--fc) 35%, var(--line));
}

/* großes Icon-Badge mit Glow */
.feature-card__badge {
  width: 64px;
  height: 64px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 18px;
  color: #fff;
  background: linear-gradient(145deg, var(--fc), color-mix(in srgb, var(--fc) 70%, #000 14%));
  box-shadow:
    0 12px 24px -8px color-mix(in srgb, var(--fc) 70%, transparent),
    inset 0 1px 0 rgba(255,255,255,.35);
  margin-bottom: 18px;
}
.feature-card__badge svg { width: 32px; height: 32px; display: block; }

/* Rollen-Pill */
.feature-card__tag {
  display: inline-block;
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .04em;
  text-transform: uppercase;
  color: var(--fc);
  background: var(--fc-soft);
  border: 1px solid color-mix(in srgb, var(--fc) 25%, transparent);
  padding: 4px 11px;
  border-radius: 999px;
  margin-bottom: 12px;
}

.feature-card h3 {
  margin: 0 0 10px;
  font-size: 1.18rem;
  line-height: 1.3;
  color: var(--green-deep);
}
.feature-card p { margin: 0; color: var(--text-soft); font-size: .96rem; line-height: 1.6; }

/* dezentes Riesen-Icon als Wasserzeichen unten rechts */
.feature-card::after {
  content: "";
  position: absolute;
  right: -28px;
  bottom: -34px;
  width: 150px;
  height: 150px;
  border-radius: 40px;
  background: var(--fc);
  opacity: .05;
  transform: rotate(18deg);
  pointer-events: none;
}

/* Farbwelten */
.feature-card--gebaeude { --fc: #119da4; --fc-soft: rgba(17,157,164,.10); }   /* türkis-grün */
.feature-card--hausrat  { --fc: #1f7fc2; --fc-soft: rgba(31,127,194,.10); }   /* blau */

/* Fallback, falls color-mix nicht unterstützt wird: schlichter Schatten */
@supports not (color: color-mix(in srgb, red, blue)) {
  .feature-card:hover { box-shadow: 0 18px 36px -18px rgba(16,24,40,.35); }
  .feature-card::before { background: var(--fc); }
}

/* ZÜRS-Geozonen-Stufengrafik (grün → rot) */
.zuers {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 10px;
  margin: 24px 0 8px;
}
.zuers-step {
  border-radius: 10px;
  padding: 16px 12px;
  color: #fff;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
}
.zuers-num {
  font-size: 1.6rem;
  font-weight: 800;
  line-height: 1;
}
.zuers-label { font-size: .82rem; line-height: 1.3; opacity: .95; }
.zuers-step--1 { background: #2e9e5b; }   /* grün */
.zuers-step--2 { background: #9bbf3a; color: #1d2a14; }   /* gelbgrün */
.zuers-step--3 { background: #e8a13a; color: #2a1c05; }   /* orange */
.zuers-step--4 { background: #d6452f; }   /* rot */
.zuers-note { font-size: .9rem; color: var(--text-soft); margin-top: 4px; }
@media (max-width: 560px) { .zuers { grid-template-columns: repeat(2, 1fr); } }

/* Handlungs-Checkliste (weiße Karte mit Rahmen) */
.checklist {
  margin: 32px 0 8px;
  padding: 28px 30px 24px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 16px;
  box-shadow: 0 10px 28px -18px rgba(16,24,40,.25);
}
.checklist h3.checklist__title {
  display: flex;
  align-items: center;
  gap: 14px;
  margin: 0 0 32px;
  font-size: 1.5rem;
  line-height: 1.3;
  color: var(--green-deep);
}
.checklist__titleicon { width: 34px; height: 34px; flex: 0 0 auto; color: #2e9e5b; }
.checklist .save-list { margin: 0; }

/* Premium-Checkliste: nummerierte Kreis-Badges */
.checklist__list {
  list-style: none;
  margin: 0;
  padding: 0;
  counter-reset: cl;
}
.checklist__list > li {
  position: relative;
  counter-increment: cl;
  padding: 0 0 16px 52px;
  margin: 0;
}
.checklist__list > li:not(:last-child) {
  border-left: 2px solid #d4e8db;
  margin-left: 17px;
  padding-left: 35px;
}
.checklist__list > li::before {
  content: counter(cl);
  position: absolute;
  left: 0;
  top: -2px;
  width: 36px;
  height: 36px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: linear-gradient(145deg, #34a862, #1f7a46);
  color: #fff;
  font-weight: 800;
  font-size: 1.05rem;
  box-shadow: 0 6px 14px -5px rgba(46,158,91,.6);
}
.checklist__list > li:not(:last-child)::before { left: -19px; }
.checklist__list > li strong { display: block; color: var(--green-deep); margin-bottom: 3px; }
.checklist__list > li p { margin: 0; color: var(--text-soft); font-size: .95rem; line-height: 1.55; }

/* Gegenüberstellung gut/schlecht Versicherer */
.vs-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 18px;
  margin: 22px 0 8px;
}
@media (max-width: 640px) { .vs-grid { grid-template-columns: 1fr; } }
.vs-card {
  position: relative;
  border-radius: 16px;
  padding: 22px 22px 20px;
  border: 1px solid var(--line);
  background: #fff;
}
.vs-card__icon {
  width: 44px;
  height: 44px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 12px;
  color: #fff;
  margin-bottom: 12px;
}
.vs-card__icon svg { width: 26px; height: 26px; }
.vs-card h3 { margin: 0 0 8px; font-size: 1.08rem; }
.vs-card p { margin: 0; color: var(--text-soft); font-size: .95rem; line-height: 1.55; }
.vs-card--bad  { background: #fdf3f2; border-color: #f1d4cf; }
.vs-card--bad  .vs-card__icon { background: #d6452f; }
.vs-card.vs-card--bad  h3 { color: #d6452f; }
.vs-card--good { background: #f4faf6; border-color: #d9ede0; }
.vs-card--good .vs-card__icon { background: #2e9e5b; }
.vs-card.vs-card--good h3 { color: var(--green-deep); }

/* Warn-/Hinweis-Box */
.notice {
  margin: 20px 0 32px;
  padding: 24px 26px;
  border-radius: 14px;
}
.notice__head {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 12px;
}
.notice__head h3 { margin: 0; font-size: 1.08rem; line-height: 1.3; align-self: center; }
.notice__icon {
  flex: 0 0 auto;
  width: 38px;
  height: 38px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 11px;
  color: #fff;
}
.notice__icon svg { width: 22px; height: 22px; }
.notice__body p { margin: 0; }
.notice--warn { background: #fff7ed; border: 1px solid #f3d9b0; border-left: 5px solid #e8870f; }
.notice--warn .notice__icon { background: #e8870f; }
.notice.notice--warn .notice__head h3 { color: #9a5a05; }
.notice--info { background: #f4faf6; border: 1px solid #d9ede0; border-left: 5px solid #2e9e5b; }
.notice--info .notice__icon { background: #2e9e5b; }
.notice.notice--info .notice__head h3 { color: var(--green-deep); }

/* Hero-Trust-Badges */
.hero-trust {
  list-style: none;
  display: flex;
  flex-wrap: wrap;
  gap: 10px 22px;
  margin: 20px 0 0;
  padding: 0;
}
.hero-trust li {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: .95rem;
  font-weight: 600;
  color: var(--green-deep);
}
.hero-trust svg { width: 18px; height: 18px; color: #2e9e5b; }

/* ---- Feature-Card (Highlight, klickbar, illustriert) ---- */
.card-feature {
  position: relative;
  overflow: hidden;
  isolation: isolate;
  background:
    radial-gradient(ellipse at top right, #00b04f 0%, transparent 55%),
    radial-gradient(ellipse at bottom left, #006633 0%, transparent 60%),
    linear-gradient(135deg, #00a84c 0%, #009241 45%, #006633 100%);
  color: #fff;
  border: none;
  border-radius: 16px;
  padding: 22px 22px 20px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  text-decoration: none;
  box-shadow: 0 10px 30px rgba(0, 102, 51, .28), inset 0 1px 0 rgba(255,255,255,.18);
  transition: transform .3s cubic-bezier(.2,.7,.3,1), box-shadow .3s ease;
  min-height: 280px;
}
.card-feature::before {
  content: "";
  position: absolute; inset: 0;
  background-image:
    radial-gradient(circle at 1px 1px, rgba(255,255,255,.14) 1px, transparent 1.5px);
  background-size: 14px 14px;
  opacity: .35;
  mask-image: linear-gradient(to bottom, transparent, #000 30%, #000 70%, transparent);
  -webkit-mask-image: linear-gradient(to bottom, transparent, #000 30%, #000 70%, transparent);
  pointer-events: none;
  z-index: 0;
}
.card-feature:hover,
.card-feature:focus-visible {
  transform: translateY(-4px);
  box-shadow: 0 18px 40px rgba(0, 102, 51, .38), inset 0 1px 0 rgba(255,255,255,.25);
}
.card-feature__blob {
  position: absolute;
  border-radius: 50%;
  pointer-events: none;
  z-index: 0;
  filter: blur(2px);
}
.card-feature__blob--a {
  width: 140px; height: 140px;
  top: -50px; right: -40px;
  background: radial-gradient(circle, rgba(255,255,255,.28) 0%, rgba(255,255,255,0) 70%);
  animation: cf-float-a 8s ease-in-out infinite;
}
.card-feature__blob--b {
  width: 90px; height: 90px;
  bottom: -20px; left: -25px;
  background: radial-gradient(circle, rgba(0,255,140,.22) 0%, rgba(255,255,255,0) 70%);
  animation: cf-float-b 9s ease-in-out infinite;
}
@keyframes cf-float-a {
  0%,100% { transform: translate(0,0); }
  50%     { transform: translate(-8px, 6px); }
}
@keyframes cf-float-b {
  0%,100% { transform: translate(0,0); }
  50%     { transform: translate(10px, -6px); }
}
.card-feature__illu {
  position: relative;
  z-index: 1;
  width: 96px;
  height: 96px;
  margin: 0 auto 10px;
  filter: drop-shadow(0 6px 14px rgba(0,0,0,.25));
  transition: transform .4s cubic-bezier(.2,.7,.3,1);
}
.card-feature__illu svg { width: 100%; height: 100%; display: block; }
.card-feature:hover .card-feature__illu { transform: translateY(-3px) scale(1.04); }

.card-feature__body { position: relative; z-index: 1; width: 100%; text-align: center; }
.card-feature__eyebrow {
  display: inline-block;
  font-size: .68rem;
  font-weight: 800;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: #fff;
  background: rgba(255,255,255,.18);
  padding: 4px 10px;
  border-radius: 999px;
  margin-bottom: 10px;
  backdrop-filter: blur(4px);
  border: 1px solid rgba(255,255,255,.22);
}
.card-feature h3,
.container .card-feature h3 {
  color: #fff;
  font-size: 1.35rem;
  line-height: 1.15;
  margin: 0 0 6px;
  letter-spacing: -.015em;
  text-shadow: 0 1px 0 rgba(0,0,0,.08);
}
.card-feature p {
  color: rgba(255,255,255,.92);
  font-size: .92rem;
  line-height: 1.45;
  margin: 0 0 16px;
}
.card-feature__cta {
  position: relative;
  z-index: 1;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-weight: 700;
  font-size: .95rem;
  color: var(--green-deep);
  background: #fff;
  padding: 10px 18px;
  border-radius: 999px;
  margin: 0 auto;
  box-shadow: 0 4px 12px rgba(0,0,0,.15);
  transition: transform .25s ease, box-shadow .25s ease;
}
.card-feature__cta svg {
  width: 16px;
  height: 16px;
  transition: transform .25s ease;
}
.card-feature:hover .card-feature__cta { box-shadow: 0 8px 20px rgba(0,0,0,.22); }
.card-feature:hover .card-feature__cta svg,
.card-feature:focus-visible .card-feature__cta svg { transform: translateX(4px); }
.opening {
  display: grid;
  grid-template-columns: max-content 1fr;
  gap: 4px 24px;
  margin: 6px 0 0;
  font-size: .95rem;
  color: var(--text-soft);
}
.opening dt { font-weight: 600; color: var(--text); }
.opening dd { margin: 0; }

/* ---- Impressum / Legal-Content ---- */
.legal h2 {
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--green-deep);
  margin: 28px 0 6px;
}
.legal h2:first-of-type { margin-top: 0; }
.legal p { margin: 0 0 10px; }
.address-block { line-height: 1.7; }
.legal a { color: var(--green); }
.legal-list { margin: 0 0 12px; padding-left: 22px; line-height: 1.7; color: var(--text); }
.legal-list li { margin-bottom: 3px; }
.legal-note {
  background: var(--green-bg);
  border: 1px solid #cde8d9;
  border-radius: var(--radius);
  padding: 14px 18px;
  margin: 0 0 22px;
}
.legal-note p { margin: 0; font-size: .95rem; }

/* ---- Footer ---- */
.site-footer {
  background: var(--footer-bg);
  color: #fff;
  font-size: .85rem;
  padding: 24px 20px;
  text-align: center;
}
.footer-inner {
  max-width: 960px;
  margin: 0 auto;
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
}
.footer-inner a { color: rgba(255,255,255,.8); }
.footer-inner a:hover { color: #fff; }
.footer-disclaimer {
  max-width: 960px;
  margin: 12px auto 0;
  padding-top: 12px;
  border-top: 1px solid rgba(255,255,255,.2);
  font-size: .78rem;
  color: rgba(255,255,255,.6);
  line-height: 1.55;
}

/* ---- Cookie-Banner ---- */
.cookie-banner {
  position: fixed;
  bottom: 16px;
  right: 16px;
  max-width: 360px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 18px 20px;
  box-shadow: 0 4px 20px rgba(0,0,0,.12);
  z-index: 200;
  display: none;
  font-size: .88rem;
}
.cookie-banner.visible { display: block; }
.cookie-banner p { margin: 0 0 12px; color: var(--text-soft); }
.cookie-btn-row { display: flex; gap: 8px; }
.cookie-btn {
  flex: 1;
  text-align: center;
  padding: 9px;
  border-radius: 6px;
  font-weight: 600;
  cursor: pointer;
  border: none;
  font-size: .88rem;
  font-family: inherit;
}
.cookie-btn-ok { background: var(--green); color: #fff; }
.cookie-btn-ok:hover { background: var(--green-dark); }
.cookie-btn-more {
  background: #f0f0f0;
  color: var(--text);
  text-decoration: none;
  display: flex;
  align-items: center;
  justify-content: center;
}

/* ---- Themenseiten: Fließtext, Beispiel-Box, Zitat, Preis-Karten ---- */
.container > p { font-size: 1.02rem; color: var(--text); margin: 0 0 16px; }
.container h3 {
  font-size: clamp(1.4rem, 1.8vw, 1.6rem);
  line-height: 1.4em;
  font-weight: 700;
  color: var(--green-deep);
  margin: 38px 0 14px;
}

/* Beispiel-Box mit Tabelle */
.example-box {
  background: #fff;
  border: 1.5px solid #cde8d9;
  border-left: 4px solid var(--green);
  border-radius: var(--radius);
  padding: 20px 22px;
  margin: 24px 0;
}
.example-box__head {
  font-weight: 700;
  color: var(--green-deep);
  margin-bottom: 12px;
  font-size: 1.02rem;
}
.example-table { width: 100%; border-collapse: collapse; font-size: .95rem; }
.example-table th, .example-table td {
  text-align: left;
  padding: 9px 10px;
  border-bottom: 1px solid var(--line);
}
.example-table thead th {
  color: var(--green-deep);
  font-weight: 700;
  border-bottom: 2px solid #cde8d9;
}
.example-table td:not(:first-child), .example-table th:not(:first-child) { text-align: right; }
.example-table tbody tr:last-child td { border-bottom: none; }
.example-note { font-size: .88rem; color: var(--text-soft); margin: 12px 0 0; }

/* Zitat / Pull-Quote */
.pull-quote {
  margin: 28px 0 0;
  padding: 22px 24px;
  background: var(--green-bg);
  border-left: 4px solid var(--green);
  border-radius: var(--radius);
}
.pull-quote p {
  margin: 0 0 10px;
  font-size: 1.08rem;
  line-height: 1.6;
  color: var(--text);
  font-style: italic;
}
.pull-quote cite {
  font-style: normal;
  font-size: .9rem;
  font-weight: 700;
  color: var(--green-deep);
}
.pull-quote cite::before { content: "– "; }

/* Zitat mit Foto */
.pull-quote--with-photo {
  display: flex;
  align-items: center;
  gap: 20px;
}
.pull-quote__photo {
  flex-shrink: 0;
  width: 96px;
  height: 96px;
  border-radius: 50%;
  object-fit: cover;
  border: 3px solid var(--green);
  box-shadow: 0 4px 14px rgba(0,100,50,.18);
}
.pull-quote__body { min-width: 0; }
.pull-quote--with-photo p { margin-top: 0; }
@media (max-width: 600px) {
  .pull-quote--with-photo { flex-direction: column; text-align: left; gap: 14px; }
  .pull-quote__photo { width: 84px; height: 84px; }
}

/* O-Ton-Blöcke: Zitat & Fazit – einheitliches Layout, creme-gelb hinterlegt */
.author-note {
  position: relative;
  display: flex;
  align-items: flex-start;
  gap: 22px;
  margin: 24px 0;
  background: linear-gradient(180deg, #fffdf6 0%, #fff8e6 100%);
  border: 1px solid #f3e2b3;
  border-left: 5px solid #e8b923;      /* goldener Akzentbalken */
  border-radius: var(--radius);
  padding: 26px 28px;
  box-shadow: 0 2px 10px rgba(0,0,0,.05);
  overflow: hidden;
}
/* Grosses Anfuehrungszeichen als Ornament hinter dem Text */
.author-note::before {
  content: "\201C";
  position: absolute;
  top: 6px;
  right: 14px;
  font-family: Georgia, 'Times New Roman', serif;
  font-size: 11rem;
  line-height: 1;
  color: #e8b923;
  opacity: .16;
  pointer-events: none;
}
.author-note__photo {
  flex-shrink: 0;
  width: 110px;
  height: 110px;
  border-radius: 50%;
  object-fit: cover;
  border: 3px solid #fff;
  box-shadow: 0 4px 14px rgba(0,0,0,.14);
}
.author-note__body { min-width: 0; position: relative; }
.author-note__body p { margin: 0 0 12px; color: var(--text); font-size: 1.02rem; font-style: italic; }
.author-note__body p:first-child { margin-top: 0; }
.author-note__body cite {
  display: block;
  margin-top: 14px;
  padding-top: 12px;
  border-top: 1px solid #f0dfae;
  font-style: normal;
  font-size: .92rem;
  font-weight: 700;
  color: var(--green-deep);
}
.author-note__body cite a {
  color: inherit;
  text-decoration: none;
  border-bottom: 1px solid transparent;
  transition: border-color .15s ease;
}
.author-note__body cite a:hover,
.author-note__body cite a:focus-visible { border-bottom-color: var(--green-deep); }
/* Rolle unter dem Namen, leiser gesetzt */
.author-note__role {
  display: block;
  margin-top: 2px;
  font-weight: 400;
  font-size: .84rem;
  color: var(--fl-ink-soft, #5a6b60);
}

/* Variante: Zitat (kursiver Fließtext) */
.author-note--quote { margin-top: 28px; }
.author-note--quote .author-note__body p {
  font-style: italic;
  font-size: 1.02rem;
  line-height: 1.6;
}

@media (max-width: 600px) {
  .author-note { flex-direction: column; align-items: center; text-align: left; gap: 14px; padding: 20px 20px 20px 18px; }
  .author-note__photo { width: 90px; height: 90px; }
  .author-note::before { font-size: 7rem; top: 4px; right: 8px; }
}

/* Preis-Karten */
.price-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 16px;
  margin: 18px 0 14px;
}
.price-card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 20px;
  text-align: center;
  transition: transform .2s, box-shadow .2s, border-color .2s;
}
.price-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 24px rgba(0,100,50,.1);
  border-color: var(--green);
}
.price-card__type { font-weight: 700; color: var(--green-deep); font-size: 1.05rem; }
.price-card__meta { font-size: .82rem; color: var(--text-soft); margin: 4px 0 14px; }
.price-card__value {
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--green);
  line-height: 1.1;
}
.price-card__value span { display: block; font-size: .8rem; font-weight: 600; color: var(--text-soft); }
.price-card__hint { font-size: .8rem; color: var(--text-soft); margin-top: 10px; }
.price-disclaimer { font-size: .86rem; color: var(--text-soft); font-style: italic; }

/* Hinweis-Box */
.tip-note {
  background: var(--green-bg);
  border: 1px solid #cde8d9;
  border-radius: var(--radius);
  padding: 14px 18px;
  margin: 18px 0 20px;
  font-size: .95rem;
  color: var(--text);
}

/* Spar-Liste */
.save-list { counter-reset: save; list-style: none; padding: 0; margin: 0; }
.save-list > li {
  position: relative;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 18px 20px 18px 58px;
  margin-bottom: 12px;
}
.save-list > li::before {
  counter-increment: save;
  content: counter(save);
  position: absolute;
  left: 16px;
  top: 18px;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: var(--green);
  color: #fff;
  font-weight: 800;
  font-size: .95rem;
  display: flex;
  align-items: center;
  justify-content: center;
}
.save-list > li > strong { display: block; color: var(--green-deep); font-size: 1.02rem; margin-bottom: 4px; }
.save-list > li > p { margin: 0; font-size: .94rem; color: var(--text-soft); }

/* Variante ohne Nummerierung: grüner Haken statt Zähler */
.save-list--plain { margin-top: 16px; }
.save-list--plain > li::before {
  counter-increment: none;
  content: "";
  background: var(--green);
  -webkit-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E") center / 18px no-repeat;
          mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E") center / 18px no-repeat;
}

/* CTA-Banner: zwei Buttons auf Themenseiten umbrechen lassen */
.cta-banner .btn { margin-top: 8px; }

/* ---- Cluster-Navigation (Hub-and-Spoke) ---- */
.cluster-nav-section {
  position: relative;
  overflow: hidden;
  background: var(--white);
  border-top: 1px solid #eceff1;
  border-bottom: 1px solid #eceff1;
}

/* zentraler Hub */
.cluster-hub { text-align: center; max-width: 560px; margin: 0 auto 30px; }
.cluster-hub__badge {
  width: 72px;
  height: 72px;
  margin: 0 auto 16px;
  border-radius: 22px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  background:
    radial-gradient(ellipse at top right, #00b04f 0%, transparent 60%),
    linear-gradient(135deg, #00a84c 0%, #009241 50%, #006633 100%);
  box-shadow: 0 10px 26px rgba(0,102,51,.30), inset 0 1px 0 rgba(255,255,255,.25);
}
.cluster-hub__badge svg { width: 38px; height: 38px; }
.cluster-hub__title { font-size: 1.45rem; font-weight: 700; color: var(--text); margin: 0 0 8px; }
.cluster-hub__intro { color: var(--text-soft); margin: 0; font-size: 1rem; }

/* Karten-Grid */
.cluster-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 14px;
}
.cluster-card {
  position: relative;
  display: flex;
  align-items: center;
  gap: 14px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 16px 44px 16px 18px;
  text-decoration: none;
  color: var(--text);
  box-shadow: 0 2px 10px rgba(0,100,50,.05);
  transition: transform .2s, box-shadow .2s, border-color .2s;
}
.cluster-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 14px 30px rgba(0,100,50,.16);
  border-color: var(--green);
  color: var(--text);
}
.cluster-card__icon {
  flex-shrink: 0;
  width: 48px;
  height: 48px;
  border-radius: 14px;
  background: var(--green-bg);
  border: 1.5px solid #cde8d9;
  color: var(--green);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background .2s, color .2s, border-color .2s, transform .2s;
}
.cluster-card__icon svg { width: 24px; height: 24px; }
.cluster-card:hover .cluster-card__icon {
  background: var(--green);
  border-color: var(--green);
  color: #fff;
  transform: scale(1.05);
}
.cluster-card__text { min-width: 0; }
.cluster-card__text strong {
  display: block;
  font-size: 1.02rem;
  font-weight: 700;
  color: var(--green-deep);
  margin-bottom: 3px;
}
.cluster-card:hover .cluster-card__text strong { color: var(--green-dark); }
.cluster-card__text span { display: block; font-size: .85rem; color: var(--text-soft); line-height: 1.4; }
.cluster-card__arrow {
  position: absolute;
  right: 16px;
  top: 50%;
  width: 18px;
  height: 18px;
  margin-top: -9px;
  color: #ccc;
  transition: transform .2s, color .2s;
}
.cluster-card:hover .cluster-card__arrow { color: var(--green); transform: translateX(4px); }

/* Hub-Karte (Money-Page) – über volle Breite, grün hervorgehoben (Conversion-Ziel) */
.cluster-card--hub {
  grid-column: 1 / -1;
  background: linear-gradient(135deg, var(--green) 0%, var(--green-dark) 100%);
  border-color: var(--green-dark);
  color: #fff;
  box-shadow: 0 8px 22px rgba(0,100,50,.22);
}
.cluster-card--hub:hover { color: #fff; border-color: var(--green-deep); }
.cluster-card--hub .cluster-card__icon {
  background: rgba(255,255,255,.18);
  border-color: rgba(255,255,255,.45);
  color: #fff;
}
.cluster-card--hub:hover .cluster-card__icon { background: rgba(255,255,255,.28); border-color: #fff; }
.cluster-card--hub .cluster-card__text strong,
.cluster-card--hub:hover .cluster-card__text strong { color: #fff; }
.cluster-card--hub .cluster-card__text span { color: rgba(255,255,255,.9); }
.cluster-card--hub .cluster-card__arrow,
.cluster-card--hub:hover .cluster-card__arrow { color: #fff; }

/* ---- ENTWURF: Inhalts-Stichpunkte (TEMPORÄR – vor Live-Gang entfernen) ----
   Markiert Roh-Stichpunkte, die noch zu Fließtext ausformuliert werden. */
ul.entwurf {
  list-style: none;
  margin: 14px 0;
  padding: 14px 16px 14px 18px;
  background: #fffbe6;
  border: 1px dashed #e3c200;
  border-radius: 8px;
  font-size: .93rem;
  color: #4a4636;
}
ul.entwurf > li { position: relative; padding-left: 18px; margin: 6px 0; line-height: 1.5; }
ul.entwurf > li::before {
  content: "›";
  position: absolute;
  left: 0;
  color: #c9a900;
  font-weight: 700;
}
ul.entwurf a { color: var(--green-dark); }
.card ul.entwurf { background: transparent; border: none; padding: 0; font-size: .9rem; }

/* aktuelle Seite */
.cluster-card--current {
  cursor: default;
  border: none;
  background:
    radial-gradient(ellipse at top right, #00b04f 0%, transparent 60%),
    linear-gradient(135deg, #00a84c 0%, #009241 50%, #006633 100%);
  box-shadow: 0 10px 26px rgba(0,102,51,.28), inset 0 1px 0 rgba(255,255,255,.2);
  padding-right: 18px;
}
.cluster-card--current:hover { transform: none; }
.cluster-card--current .cluster-card__icon {
  background: rgba(255,255,255,.18);
  border-color: rgba(255,255,255,.4);
  color: #fff;
}
.cluster-card--current .cluster-card__text strong { color: #fff; }
.cluster-card--current .cluster-card__text span { color: rgba(255,255,255,.9); font-weight: 600; }

/* ---- Responsive ---- */
@media (max-width: 600px) {
  /* Header bleibt horizontal: Logo links, Burger rechts (nicht stapeln) */
  .header-inner { flex-direction: row; align-items: center; justify-content: space-between; text-align: left; gap: 10px; padding: 0 16px; }
  .header-phone { font-size: .82rem; white-space: normal; text-align: center; }
  .btn-outline { display: none; }

  .trust-badges { flex-wrap: wrap; border-top: none; padding-top: 16px; }
  .trust-badge {
    flex: 1 1 100%;
    border-right: none;
    border-bottom: 1px solid #d8e8de;
    padding: 10px 8px;
    justify-content: flex-start;
    text-align: left;
  }
  .trust-badge:last-child { border-bottom: none; }

  .section { padding: 28px 0; }
  .reviews-section { padding: 28px 0; }
  h2 { margin: 40px 0 16px; }
  h2.center { margin-bottom: 20px; }

  .footer-inner { flex-direction: column; justify-content: center; text-align: center; gap: 8px; }
}

/* =================== Personen-Hero (Startseite, tarifnet-Stil) =================== */
.hero-big { position: relative; padding: 28px 0 0; overflow: hidden; background: var(--white); }
.hero-big .container { position: relative; max-width: 960px; }
.hero-grid {
  position: relative; z-index: 1;
  display: grid; grid-template-columns: 1fr 320px;
  align-items: end; gap: 40px; margin: 0 auto;
}
.hero-text { min-width: 0; align-self: center; padding-top: 8px; position: relative; z-index: 2; }
.hero-text .eyebrow { display: block; margin: 0 0 10px; }
.hero-text h1 { margin: 0 0 14px; }
.hero-text h1 em { font-style: normal; color: var(--green); }
.hero-lead { font-size: 1.15rem; color: var(--text-soft); margin: 0 0 16px; line-height: 1.6; max-width: 760px; }
.hero-text .btn-row { display: flex; gap: 12px; flex-wrap: wrap; justify-content: flex-start; margin-top: 22px; }

.hero-figure {
  position: relative; align-self: end; min-height: 460px;
  display: flex; justify-content: center; align-items: flex-end; margin-left: 0; margin-top: -28px;
}
/* Aufgehende Sonne: grüner Halbkreis, Text liegt per z-index darüber */
.hero-sun {
  position: absolute; left: 50%; bottom: -450px; transform: translateX(-50%);
  width: 1000px; height: 900px; border-radius: 50%;
  background: var(--green-bg, #eaf5ee); z-index: 0;
}
.hero-person {
  position: relative; z-index: 2; width: auto; height: 480px; max-width: 100%;
  object-fit: contain; object-position: bottom center;
  filter: drop-shadow(0 12px 24px rgba(0,60,30,.14));
}
/* Namensschild – erscheint bei Hover über dem Foto */
.hero-namecard {
  position: absolute; bottom: 14px; left: 50%;
  transform: translateX(-50%) translateY(10px); z-index: 3;
  background: rgba(255,255,255,.92); backdrop-filter: blur(4px);
  border: 1px solid rgba(0,100,50,.14); border-radius: 14px;
  padding: 10px 20px; text-align: center; white-space: nowrap;
  box-shadow: 0 8px 24px rgba(0,60,30,.16);
  opacity: 0; visibility: hidden;
  transition: opacity .25s, transform .25s, visibility .25s; pointer-events: none;
}
.hero-namecard strong { display: block; color: var(--green-deep); font-size: 1rem; font-weight: 700; }
.hero-namecard span { display: block; color: var(--text-soft); font-size: .82rem; margin-top: 1px; }
.hero-figure:hover .hero-namecard { opacity: 1; visibility: visible; transform: translateX(-50%) translateY(0); }

@media (max-width: 860px) {
  .hero-big { padding-top: 20px; }
  .hero-grid { grid-template-columns: 1fr; gap: 12px; text-align: center; }
  .hero-lead { margin-left: auto; margin-right: auto; }
  .hero-text .btn-row { justify-content: center; }
  .hero-figure { min-height: 340px; order: -1; margin-left: 0; justify-content: center; align-items: flex-end; }
  .hero-person { height: 340px; }
  .hero-sun { width: 480px; height: 240px; left: 50%; bottom: 0; border-radius: 240px 240px 0 0; }
  .hero-namecard { opacity: 1; visibility: visible; transform: translateX(-50%); left: 50%; bottom: 14px; margin: 0; }
}
@media (max-width: 480px) {
  .hero-figure { min-height: 280px; }
  .hero-person { height: 280px; }
  .hero-sun { width: 380px; height: 190px; border-radius: 190px 190px 0 0; }
}

/* =================== Themen-Section mit graugrünem Hintergrund =================== */
.section--themen {
  background: #dfe8e2;                         /* dezentes Graugrün */
  border-top: 1px solid #cdd9d1;
  border-bottom: 1px solid #cdd9d1;
}
.section--themen .card {
  background: #fff;                            /* Kacheln bleiben weiß = klarer Kontrast */
  border-color: #d0ddd6;
}
.section--themen .card:hover {
  border-color: var(--green);
  box-shadow: 0 8px 24px rgba(0,80,40,.14);
}

/* =========================================================================
   ===================  FACELIFT 2026 (Lora + Foto-Hero)  ==================
   Steht bewusst am Dateiende: spätere Regeln gewinnen und werten das
   bestehende Theme auf, ohne die Struktur darüber zu zerbrechen.
   ========================================================================= */

/* ---- Facelift-Tokens ---- */
:root{
  --fl-green:#0a9d54;
  --fl-green-mid:#0b8a4a;
  --fl-green-deep:#06603a;
  --fl-green-ink:#0d3320;
  --fl-green-100:#ecf7f0;
  --fl-accent:#f4a13c;
  --fl-ink:#1f2937;
  --fl-ink-soft:#55645c;
  --fl-line:#e6ece8;
  --fl-shadow-sm:0 1px 2px rgba(9,50,30,.05),0 2px 8px rgba(9,50,30,.05);
  --fl-shadow-md:0 6px 18px rgba(9,50,30,.08),0 2px 6px rgba(9,50,30,.05);
  --fl-shadow-lg:0 18px 48px rgba(9,50,30,.16),0 6px 16px rgba(9,50,30,.09);
}

/* ---- Basis-Typo: Inter für Text, Lora für Überschriften ---- */
body{
  font-family:'Inter',-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;
  color:var(--fl-ink);
}
h1,h2,h3,.hero-big h1,.section-head h2{
  font-family:'Lora',Georgia,'Times New Roman',serif !important;
  color:var(--fl-green-ink);
  letter-spacing:-.01em;
  font-weight:700;
}
h1 em, .hero-big h1 em{color:var(--fl-green) !important;font-style:normal}

/* Header-Container auf gleiche Breite wie der Hero -> Logo fluchtet mit Hero-Inhalt */
.header-inner{max-width:1120px}

/* Logo auf Desktop: FESTE, größere Maße (Foto + Schriftzug + Slogan synchron) */
@media (min-width:721px){
  .logo-photo{width:64px !important;height:64px !important;min-width:64px;min-height:64px;max-width:64px;max-height:64px}
  .logo-svg--text{height:36px}
  .logo-slogan{font-size:.82rem; margin-top:1px}
}

/* ---- Header: Glas-Effekt, sticky ---- */
.site-header{
  position:sticky;top:0;z-index:60;
  background:rgba(255,255,255,.86);
  backdrop-filter:saturate(180%) blur(14px);
  -webkit-backdrop-filter:saturate(180%) blur(14px);
  border-bottom:1px solid var(--fl-line);
  box-shadow:0 1px 12px rgba(9,50,30,.05);
}
.header-nav__cta{
  border-radius:999px !important;
  background:var(--fl-green) !important;
  box-shadow:0 6px 16px rgba(10,157,84,.28) !important;
  transition:transform .15s, box-shadow .15s, background .15s;
}
.header-nav__cta:hover{background:var(--fl-green-mid) !important;transform:translateY(-1px)}

/* =====================  HERO  ===================== */
/* Standard: heller grüner Verlauf OHNE Foto */
.hero-big{
  position:relative;overflow:hidden;padding-top:0;
  background:
    radial-gradient(1300px 560px at 82% -12%, var(--fl-green-100) 0%, transparent 60%),
    linear-gradient(180deg, #f5fbf7 0%, #fff 82%);
}
/* Variante MIT Häuser-Foto: Foto als <img>-Element (kontrollierte Skalierung,
   kein Zoom-Sprung, keine Leerränder). Nur wenn <body class="with-hero-foto">. */
.hero-bg, .hero-bg-veil{display:none}   /* aus, solange keine Foto-Variante */
body.with-hero-foto .hero-big{position:relative}
body.with-hero-foto .hero-bg{
  display:block;position:absolute;inset:0;width:100%;height:100%;
  object-fit:cover;
  object-position:center 72%;   /* verankert auf die Häuserzeile (~62-80% im Bild) */
  z-index:0;
}
body.with-hero-foto .hero-bg-veil{
  display:block;position:absolute;inset:0;z-index:1;pointer-events:none;
  /* transparenter weißer Schleier -> Foto dezent, Elemente heben sich ab */
  background:linear-gradient(180deg, rgba(255,255,255,.42) 0%, rgba(255,255,255,.30) 55%, rgba(255,255,255,.20) 100%);
}
/* Inhalt über Foto + Schleier */
body.with-hero-foto .hero-big .container{position:relative;z-index:2}
.hero-big .container{max-width:1120px;padding-top:70px}
.hero-big .hero-grid{grid-template-columns:1.28fr .72fr;gap:40px;align-items:center}

.hero-big .hero-text{
  position:relative;z-index:3;align-self:center;
}
/* Glas-Karte hinter dem Text NUR in der Foto-Variante (für Lesbarkeit) */
body.with-hero-foto .hero-big .hero-text{
  background:linear-gradient(180deg, rgba(255,255,255,.72), rgba(255,255,255,.55));
  backdrop-filter:blur(3px);-webkit-backdrop-filter:blur(3px);
  padding:30px 32px;border-radius:22px;
  box-shadow:var(--fl-shadow-md);border:1px solid rgba(255,255,255,.6);
  /* Karte breit genug, dass das lange Wort "Gebäudeversicherung" komplett hineinpasst */
  max-width:600px;margin-right:20px;box-sizing:border-box;
}
/* Sicherheitsnetz: sehr lange Wörter notfalls umbrechen statt überlaufen */
body.with-hero-foto .hero-big h1{overflow-wrap:break-word;hyphens:auto}
.hero-big h1{font-size:clamp(2.1rem,4.4vw,3.1rem);line-height:1.16;margin-bottom:14px}
.hero-big .hero-lead{font-size:1.12rem;color:var(--fl-ink-soft);max-width:520px}

/* Person-Foto rechts: bündig am Hero-Boden (steht "auf" dem dunklen Streifen) */
.hero-big .hero-grid{align-items:end}           /* Figur-Spalte unten ausrichten */
.hero-big .hero-figure{
  position:relative;z-index:3;align-self:end;
  min-height:0;margin-bottom:0;
  display:flex;justify-content:center;align-items:flex-end;
}
.hero-big .hero-sun{display:none}          /* alter grüner Halbkreis raus – das Foto ist jetzt der Hintergrund */
.hero-big .hero-person{
  height:560px;                            /* größer, wirkt präsenter */
  margin-bottom:0;                         /* Füße sitzen am Hero-Boden (kein dunkler Streifen mehr) */
  /* mehrschichtiger Schatten: feine Kontur hebt die Person klar vom Foto ab + weiche Tiefe */
  filter:
    drop-shadow(0 2px 3px rgba(0,0,0,.30))
    drop-shadow(0 10px 18px rgba(0,30,15,.34))
    drop-shadow(0 26px 40px rgba(0,30,15,.30));
}
/* Textseite mittig, damit sie neben der jetzt bodenständigen Person ausbalanciert bleibt */
.hero-big .hero-text{align-self:center}
.hero-big .hero-namecard{
  background:rgba(255,255,255,.92);backdrop-filter:blur(4px);
  border-radius:14px;box-shadow:var(--fl-shadow-lg);
}

/* Buttons im Hero als Pill */
.btn, .btn-green{
  border-radius:999px !important;
  font-weight:700;
  transition:transform .15s, box-shadow .15s, background .15s;
}
.btn-green{background:var(--fl-green);box-shadow:0 10px 24px rgba(10,157,84,.30)}
.btn-green:hover{background:var(--fl-green-mid);transform:translateY(-2px);box-shadow:0 14px 30px rgba(10,157,84,.38)}

/* Häuserzeile / Skyline als Hero-Abschluss (Leitmotiv) */
.hero-skyline{
  position:relative;z-index:3;display:block;width:100%;
  margin-top:34px;margin-bottom:-1px;color:var(--fl-green-100);
}
body.with-hero-foto .hero-skyline{color:#fff}

/* =====================  THEMEN-KACHELN  ===================== */
/* dunkelgrüner Verlaufs-Hintergrund; weiße Karten heben sich klar ab */
.section--themen{
  /* dezenter, moderater Grünverlauf – gedämpft statt grell,
     mit weichem hellen Lichtpunkt oben rechts für Tiefe */
  background:
    radial-gradient(1100px 480px at 84% -10%, rgba(255,255,255,.16) 0%, transparent 58%),
    linear-gradient(180deg, #2f7d54 0%, #256848 52%, #1c5339 100%) !important;
  border-top:1px solid rgba(255,255,255,.10) !important;
  border-bottom:1px solid rgba(0,0,0,.10) !important;
}
.section--themen h2{
  font-size:clamp(1.9rem,3.4vw,2.4rem);
  color:#fff !important;
}
.section--themen h2 em{color:#8fe3b4 !important}
/* Cluster-Karten (Startseite nutzt jetzt .cluster-card) bekommen mehr Tiefe */
.section--themen .cluster-grid{max-width:1080px;margin:0 auto}
.cluster-card{
  border-radius:18px !important;box-shadow:var(--fl-shadow-sm);
  transition:transform .18s, box-shadow .18s, border-color .18s;
  /* Akzentleiste (::before) sauber an den runden Ecken beschneiden,
     sonst ragt sie oben über den Kartenrand hinaus */
  overflow:hidden;
}
.cluster-card:hover{transform:translateY(-4px);box-shadow:var(--fl-shadow-lg)}

/* --- Startseite: fest 3 Kacheln pro Reihe (Desktop), 2 auf Tablet, 1 auf Mobil --- */
.cluster-grid--3{
  grid-template-columns:repeat(3, 1fr) !important;
  gap:18px;
  align-items:stretch;
}
.cluster-grid--3 .cluster-card{
  /* Kacheln als flächige Karten (Icon oben, Text darunter) statt schmaler Zeilen */
  flex-direction:column;
  align-items:flex-start;
  gap:14px;
  padding:26px 24px 24px !important;
  background:
    radial-gradient(115% 80% at 100% 0%, var(--cc-soft, rgba(10,157,84,.10)) 0%, rgba(255,255,255,0) 55%),
    #fff;
  border:1px solid var(--fl-line);
}
/* farbige Akzentleiste oben */
.cluster-grid--3 .cluster-card::before{
  content:"";
  position:absolute;
  top:0; left:0; right:0;
  height:5px;
  /* Karte hat overflow:hidden + runde Ecken → Leiste wird sauber beschnitten */
  background:linear-gradient(90deg, var(--cc, #0a9d54), color-mix(in srgb, var(--cc, #0a9d54) 55%, #ffffff));
}
.cluster-grid--3 .cluster-card__icon{
  width:56px;height:56px;border-radius:16px;
  background:linear-gradient(145deg, var(--cc, #0a9d54), color-mix(in srgb, var(--cc, #0a9d54) 72%, #000 12%));
  border:none;
  color:#fff;
  box-shadow:0 10px 20px -8px color-mix(in srgb, var(--cc, #0a9d54) 70%, transparent), inset 0 1px 0 rgba(255,255,255,.35);
}
.cluster-grid--3 .cluster-card__icon svg{width:28px;height:28px}
.cluster-grid--3 .cluster-card:hover{
  border-color:color-mix(in srgb, var(--cc, #0a9d54) 40%, var(--fl-line));
  box-shadow:0 22px 40px -18px color-mix(in srgb, var(--cc, #0a9d54) 55%, transparent);
}
.cluster-grid--3 .cluster-card:hover .cluster-card__icon{
  transform:scale(1.06);
  background:linear-gradient(145deg, var(--cc, #0a9d54), color-mix(in srgb, var(--cc, #0a9d54) 72%, #000 12%));
  color:#fff;
}
.cluster-grid--3 .cluster-card__text strong{
  color:var(--fl-green-ink);
  font-size:1.08rem;
}
.cluster-grid--3 .cluster-card:hover .cluster-card__text strong{color:var(--cc-ink, var(--fl-green-deep))}
.cluster-grid--3 .cluster-card__text span{font-size:.9rem}
/* Pfeil im Fluss unten rechts (Karten sind jetzt hoch/Spalten-Layout) –
   nicht mehr absolut, damit er nie in die letzte Textzeile ragt */
.cluster-grid--3 .cluster-card__arrow{
  position:static;
  align-self:flex-end;
  margin-top:auto;      /* schiebt den Pfeil ans untere Kartenende */
  inset:auto;
  color:color-mix(in srgb, var(--cc, #0a9d54) 55%, #c9d3ce);
}
.cluster-grid--3 .cluster-card:hover .cluster-card__arrow{color:var(--cc, #0a9d54)}

/* Fallback ohne color-mix: schlichte Akzentleiste + Standardschatten */
@supports not (color: color-mix(in srgb, red, blue)){
  .cluster-grid--3 .cluster-card::before{background:var(--cc, #0a9d54)}
  .cluster-grid--3 .cluster-card__icon{background:var(--cc, #0a9d54)}
  .cluster-grid--3 .cluster-card:hover{box-shadow:var(--fl-shadow-lg);border-color:var(--cc, #0a9d54)}
}

/* 6 Akzentfarben – peppig, aber im Marken-Rahmen (Grün bleibt Leitfarbe) */
.cluster-card--c1{--cc:#0a9d54; --cc-soft:rgba(10,157,84,.12);  --cc-ink:#06603a}  /* Leistungen – Grün */
.cluster-card--c2{--cc:#e08a1e; --cc-soft:rgba(224,138,30,.12); --cc-ink:#9a5a05}  /* Kosten – Bernstein */
.cluster-card--c3{--cc:#1487c9; --cc-soft:rgba(20,135,201,.12); --cc-ink:#0f5e8f}  /* Elementar – Wasserblau */
.cluster-card--c4{--cc:#12a3a0; --cc-soft:rgba(18,163,160,.12); --cc-ink:#0c6f6d}  /* Wechseln – Türkis */
.cluster-card--c5{--cc:#7b5cd6; --cc-soft:rgba(123,92,214,.12); --cc-ink:#553c9a}  /* Hauskauf – Violett */
.cluster-card--c6{--cc:#d6533f; --cc-soft:rgba(214,83,63,.12);  --cc-ink:#a2372a}  /* Pflicht – Rot-Orange */

/* Tablet: 2 pro Reihe, Mobil: 1 */
@media (max-width:820px){ .cluster-grid--3{grid-template-columns:repeat(2, 1fr) !important} }
@media (max-width:560px){ .cluster-grid--3{grid-template-columns:1fr !important} }

/* =====================  ABSCHNITTS-BREITE aufmachen  ===================== */
/* Der enge 760px-Container bleibt für Lesetext, aber Home-Themen dürfen breiter */
.section--themen .container{max-width:1120px}

/* =====================  CTA / Formular-Umfeld  ===================== */
.section--alt .eyebrow, .cta-form-head .eyebrow{color:var(--fl-green-mid)}

/* =====================  FOOTER  ===================== */
.site-footer, footer[class*="foot"]{background:var(--fl-green-ink)}

/* Responsive: Foto-Hero auf Mobil ruhiger */
@media (max-width:880px){
  body.with-hero-foto .hero-big{background-position:center, center bottom}
  /* Hero weiter nach oben – oben war zu viel Leerraum */
  .hero-big .container{padding-top:20px}
  .hero-big .hero-grid{grid-template-columns:1fr;text-align:center;gap:14px}
  .hero-big .hero-text{text-align:center;align-self:center}
  .hero-big .hero-lead{margin-left:auto;margin-right:auto}
  /* Sven auf Mobil deutlich kleiner, mittig, bündig unten */
  .hero-big .hero-figure{order:1;justify-content:center}
  .hero-big .hero-person{height:340px;margin-bottom:0}
}
@media (max-width:480px){
  .hero-big .container{padding-top:12px}
  .hero-big .hero-person{height:280px;margin-bottom:0}
}

/* =====================  SUCHE (search.php)  ===================== */
/* Großes Suchformular im Hero der Ergebnisseite */
.search-form--page {
  display: flex;
  gap: 10px;
  max-width: 560px;
  margin: 22px auto 0;
}
.search-form--page input[type="search"] {
  flex: 1 1 auto;
  min-width: 0;
  border: 1px solid var(--fl-line, #e6ece8);
  border-radius: 12px;
  padding: 14px 16px;
  font-size: 1.05rem;
  color: var(--text, #1a1a1a);
  background: #fff;
  box-shadow: 0 2px 10px rgba(9,50,30,.06);
}
.search-form--page input[type="search"]:focus {
  outline: none;
  border-color: var(--green, #009241);
  box-shadow: 0 0 0 3px rgba(10,157,84,.16);
}
.search-form__btn {
  flex: 0 0 auto;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  border: none;
  cursor: pointer;
  background: var(--green, #009241);
  color: #fff;
  font-size: 1rem;
  font-weight: 600;
  padding: 0 20px;
  border-radius: 12px;
  box-shadow: 0 6px 16px rgba(10,157,84,.28);
  transition: background .15s, transform .15s;
}
.search-form__btn:hover { background: var(--green-dark, #00844f); transform: translateY(-1px); }
.search-form__btn svg { width: 18px; height: 18px; }

/* Ergebnis-Meta */
.search-hint, .search-count { font-size: 1.05rem; color: var(--text-soft, #555); margin: 0 0 20px; }
.search-count strong, .search-hint strong { color: var(--green-deep, #06603a); }

/* Ergebnisliste */
.search-results { list-style: none; margin: 0; padding: 0; display: grid; gap: 16px; }
.search-result { margin: 0; }
.search-result__link {
  display: block;
  text-decoration: none;
  background: #fff;
  border: 1px solid var(--fl-line, #e6ece8);
  border-radius: 14px;
  padding: 20px 22px;
  box-shadow: var(--fl-shadow-sm, 0 1px 4px rgba(9,50,30,.05));
  transition: transform .16s, box-shadow .16s, border-color .16s;
}
.search-result__link:hover {
  transform: translateY(-2px);
  border-color: color-mix(in srgb, var(--green, #009241) 35%, var(--fl-line, #e6ece8));
  box-shadow: var(--fl-shadow-md, 0 8px 24px rgba(9,50,30,.10));
}
.search-result__title {
  font-size: 1.2rem;
  margin: 0 0 8px;
  color: var(--green-deep, #06603a);
  line-height: 1.3;
}
.search-result__snippet {
  margin: 0 0 12px;
  color: var(--text-soft, #555);
  font-size: .96rem;
  line-height: 1.55;
}
.search-result__snippet mark {
  background: var(--fl-green-100, #ecf7f0);
  color: var(--green-deep, #06603a);
  font-weight: 700;
  padding: 0 2px;
  border-radius: 3px;
}
.search-result__more {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  font-weight: 600;
  font-size: .92rem;
  color: var(--green, #009241);
}
.search-result__more svg { width: 15px; height: 15px; }
@media (max-width: 560px) {
  .search-form--page { flex-direction: column; }
  .search-form__btn { justify-content: center; padding: 12px 20px; }
}

/* ===== Rechner & Tools ===== */

/* Das hidden-Attribut ist nur eine UA-Regel und verliert gegen jede
 * display-Angabe aus dieser Datei. Ohne dieses !important stand die leere
 * Ergebnisbox dauerhaft offen. Gilt fuer alle Rechner-Elemente. */
.calc [hidden] { display: none !important; }

.calc {
  background: var(--white);
  border: 1px solid var(--fl-line);
  border-radius: 16px;
  padding: 0;
  margin: 8px 0 34px;
  overflow: hidden;
  box-shadow: var(--fl-shadow-md);
}
.calc__head {
  display: flex; align-items: center; gap: 12px;
  padding: 16px 28px;
  background: linear-gradient(180deg, var(--fl-green) 0%, var(--fl-green-mid) 100%);
  color: #fff;
}
.calc__head-icon {
  flex: 0 0 auto; width: 34px; height: 34px;
  display: grid; place-items: center;
  background: rgba(255,255,255,.18); border-radius: 9px;
}
.calc__head-icon svg { width: 19px; height: 19px; stroke: #fff; }
.calc__head-title {
  margin: 0; font-size: 1.06rem; font-weight: 700; line-height: 1.3;
  color: #fff; letter-spacing: .01em;
}
.calc__body { padding: 26px 28px 28px; }
.calc__row { margin-bottom: 22px; }
.calc__label {
  display: block; font-weight: 700; margin-bottom: 8px;
  color: var(--fl-green-ink); font-size: 1rem;
}
.calc__input-wrap { position: relative; display: flex; align-items: center; }
.calc__input {
  width: 100%; padding: 15px 72px 15px 16px;
  border: 1.5px solid var(--fl-line); border-radius: 12px;
  font-size: 1.3rem; font-weight: 700; font-family: inherit;
  font-variant-numeric: tabular-nums;
  color: var(--fl-green-ink); background: #fbfdfc;
  transition: border-color .15s ease, box-shadow .15s ease, background .15s ease;
}
.calc__input::placeholder { color: #9fb0a6; font-weight: 500; }
.calc__input:hover { border-color: #cfe0d6; }
.calc__input:focus {
  outline: none; background: #fff;
  border-color: var(--fl-green);
  box-shadow: 0 0 0 4px rgba(10,157,84,.13);
}
.calc__unit {
  position: absolute; right: 14px;
  padding: 4px 10px; border-radius: 999px;
  background: var(--fl-green-100); color: var(--fl-green-deep);
  font-size: .82rem; font-weight: 700;
  pointer-events: none;
}
.calc__select {
  width: 100%; padding: 14px 44px 14px 16px;
  border: 1.5px solid var(--fl-line); border-radius: 12px;
  font-size: 1.02rem; font-weight: 600; font-family: inherit;
  color: var(--fl-green-ink);
  background-color: #fbfdfc;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%2355645c' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 15px center;
  background-size: 17px;
  cursor: pointer; appearance: none; -webkit-appearance: none;
  transition: border-color .15s ease, box-shadow .15s ease, background-color .15s ease;
}
.calc__select:hover { border-color: #cfe0d6; }
.calc__select:focus {
  outline: none; background-color: #fff;
  border-color: var(--fl-green);
  box-shadow: 0 0 0 4px rgba(10,157,84,.13);
}
.calc__hint { margin: 8px 0 0; font-size: .87rem; color: var(--fl-ink-soft); line-height: 1.5; }
.calc__out {
  display: block; margin-top: 24px; padding: 24px 24px 22px;
  background:
    radial-gradient(120% 130% at 100% 0%, rgba(255,255,255,.12) 0%, rgba(255,255,255,0) 55%),
    linear-gradient(158deg, var(--fl-green-deep) 0%, var(--fl-green-ink) 100%);
  border-radius: 14px; text-align: center;
  box-shadow: inset 0 1px 0 rgba(255,255,255,.12);
}
.calc__out-label {
  display: block; font-size: .82rem; font-weight: 700;
  color: rgba(255,255,255,.72); letter-spacing: .09em; text-transform: uppercase;
}
.calc__out-value {
  display: block; margin-top: 8px;
  font-size: clamp(2rem, 4.4vw, 2.7rem); font-weight: 800; line-height: 1.12;
  color: #fff; font-variant-numeric: tabular-nums;
  letter-spacing: -.015em;
}
.calc__out-formel {
  display: inline-block; margin-top: 12px;
  padding: 5px 13px; border-radius: 999px;
  background: rgba(255,255,255,.12);
  font-size: .87rem; color: rgba(255,255,255,.86);
  font-variant-numeric: tabular-nums;
}
.calc__out-formel:empty { display: none; }
.calc__disclaimer {
  margin: 18px 0 0; font-size: .82rem; color: var(--fl-ink-soft);
  line-height: 1.55; text-align: center;
}
.calc__formel-box {
  background: var(--green-bg); border: 1px dashed #a9d3bd; border-radius: 10px;
  padding: 16px 20px; margin: 4px 0 20px;
  font-weight: 700; color: var(--green-deep); text-align: center;
  font-size: 1.05rem;
}
.table-wrap { overflow-x: auto; margin: 4px 0 20px; }
.table-wrap .example-table { min-width: 460px; }

@media (max-width: 600px) {
  .calc__head { padding: 14px 18px; }
  .calc__body { padding: 20px 18px 22px; }
  .calc__input { font-size: 1.15rem; padding: 13px 66px 13px 14px; }
  .calc__out { padding: 20px 16px 18px; }
}

/* Befund-Box im Rechner: Einordnung des Ergebnisses */
.calc__befund {
  display: block; margin-top: 16px; padding: 16px 18px;
  border-radius: 12px; border-left: 4px solid;
  font-size: .95rem; line-height: 1.6;
}
.calc__befund strong { display: block; margin-bottom: 4px; font-size: 1.02rem; }
.calc__befund span { display: block; }
.calc__befund--ok    { background: #f0f9f4; border-color: var(--green);   color: var(--text); }
.calc__befund--ok strong    { color: var(--green-deep); }
.calc__befund--warn  { background: #fff8e6; border-color: #e8b923; color: var(--text); }
.calc__befund--warn strong  { color: #8a6d1a; }
.calc__befund--alarm { background: #fdf0ef; border-color: #d64535; color: var(--text); }
.calc__befund--alarm strong { color: #b3271a; }

/* Umschalter Euro <-> Wert 1914 im Unterversicherungsrechner */
.calc__switch { display: flex; gap: 8px; margin: 0 0 12px; flex-wrap: wrap; }
.calc__switch-opt { position: relative; flex: 1 1 auto; min-width: 140px; cursor: pointer; }
.calc__switch-opt input {
  position: absolute; opacity: 0; width: 0; height: 0;
}
.calc__switch-opt span {
  display: block; padding: 9px 14px; text-align: center;
  border: 2px solid #d8e5dd; border-radius: 999px;
  font-size: .92rem; font-weight: 600; color: var(--fl-ink-soft);
  background: #fff; transition: all .15s ease;
}
.calc__switch-opt input:checked + span {
  border-color: var(--green); background: var(--green-bg); color: var(--green-deep);
}
.calc__switch-opt input:focus-visible + span { outline: 2px solid var(--green); outline-offset: 2px; }
.calc__umrechnung {
  margin: 10px 0 0; padding: 9px 14px;
  background: var(--green-bg); border-radius: 8px;
  font-size: .9rem; font-weight: 600; color: var(--green-deep);
}
.calc__optional {
  margin-left: 6px; padding: 2px 8px;
  background: #eef3f0; border-radius: 999px;
  font-size: .74rem; font-weight: 600; color: var(--fl-ink-soft);
  text-transform: uppercase; letter-spacing: .04em; vertical-align: middle;
}

/* Rechnen-Button + Sternchen-Verweis auf den Haftungshinweis */
.calc__btn {
  display: flex; align-items: center; justify-content: center; gap: 9px;
  width: 100%; margin-top: 26px; padding: 16px 24px;
  background: linear-gradient(180deg, var(--fl-green) 0%, var(--fl-green-mid) 100%);
  border: none; border-radius: 12px;
  font-family: inherit; font-size: 1.06rem; font-weight: 700; color: #fff;
  cursor: pointer;
  box-shadow: 0 2px 10px rgba(10,157,84,.28);
  transition: filter .15s ease, transform .1s ease, box-shadow .15s ease;
}
.calc__btn svg { width: 18px; height: 18px; stroke: currentColor; flex: 0 0 auto; }
.calc__btn:hover { filter: brightness(1.05); box-shadow: 0 4px 16px rgba(10,157,84,.34); }
.calc__btn:active { transform: translateY(1px); box-shadow: 0 1px 6px rgba(10,157,84,.3); }
.calc__btn:focus-visible { outline: 3px solid var(--fl-green-deep); outline-offset: 2px; }
.calc__stern {
  margin-left: 4px; font-size: .5em; font-weight: 700; vertical-align: super;
  color: rgba(255,255,255,.7);
}

/* ===== Kündigungs-Check: Ergebnis-Strecke ===== */
.check-ergebnis {
  position: relative;
  margin-top: 22px; padding: 22px 24px 22px 26px;
  border-radius: 12px; border-left: 5px solid;
}
.check-ergebnis--ok    { background: #f0f9f4; border-color: var(--green); }
.check-ergebnis--warn  { background: #fff8e6; border-color: #e8b923; }
.check-ergebnis--alarm { background: #fdf0ef; border-color: #d64535; }
.check-badge {
  display: inline-block; margin-bottom: 10px;
  padding: 4px 12px; border-radius: 999px;
  font-size: .74rem; font-weight: 700; letter-spacing: .05em; text-transform: uppercase;
}
.check-ergebnis--ok    .check-badge { background: var(--green);   color: #fff; }
.check-ergebnis--warn  .check-badge { background: #e8b923;        color: #3d2f00; }
.check-ergebnis--alarm .check-badge { background: #d64535;        color: #fff; }
.check-titel {
  margin: 0 0 8px; font-size: 1.22rem; font-weight: 700; line-height: 1.3;
}
.check-ergebnis--ok    .check-titel { color: var(--green-deep); }
.check-ergebnis--warn  .check-titel { color: #8a6d1a; }
.check-ergebnis--alarm .check-titel { color: #b3271a; }
.check-text { margin: 0; font-size: .98rem; line-height: 1.65; color: var(--text); }

.check-liste__head {
  margin: 26px 0 12px; font-weight: 700; font-size: 1rem; color: var(--fl-green-ink);
}
.check-liste { list-style: none; margin: 0; padding: 0; counter-reset: none; }
.check-item {
  display: flex; gap: 14px; align-items: flex-start;
  padding: 13px 0; border-bottom: 1px solid #eef2f0;
}
.check-item:last-child { border-bottom: none; }
.check-item__nr {
  flex: 0 0 auto; width: 26px; height: 26px; margin-top: 1px;
  display: grid; place-items: center;
  background: var(--green-bg); border: 1px solid #cfe6da; border-radius: 50%;
  font-size: .82rem; font-weight: 700; color: var(--green-deep);
}
.check-item__text { font-size: .96rem; line-height: 1.6; color: var(--text); }

@media (max-width: 600px) {
  .check-ergebnis { padding: 18px 16px 18px 18px; }
  .check-titel { font-size: 1.1rem; }
}

/* Praxis-Tipp-Box: hervorgehobener Hinweis im Fließtext */
.tipp-box {
  display: flex; gap: 16px; align-items: flex-start;
  margin: 26px 0; padding: 22px 24px;
  background: linear-gradient(180deg, #f3faf6 0%, #eaf6ef 100%);
  border: 1px solid #cfe6da; border-left: 5px solid var(--green);
  border-radius: 12px;
}
.tipp-box__icon {
  flex: 0 0 auto; width: 38px; height: 38px;
  display: grid; place-items: center;
  background: var(--green); border-radius: 10px;
}
.tipp-box__icon svg { width: 21px; height: 21px; stroke: #fff; }
.tipp-box__text { min-width: 0; }
.tipp-box__titel {
  margin: 0 0 8px !important; font-size: 1.08rem; font-weight: 700;
  color: var(--green-deep);
}
.tipp-box p { margin: 0 0 10px; font-size: .97rem; line-height: 1.65; color: var(--text); }
.tipp-box p:last-child { margin-bottom: 0; }

@media (max-width: 600px) {
  .tipp-box { padding: 18px 16px; gap: 12px; }
  .tipp-box__icon { width: 32px; height: 32px; }
  .tipp-box__icon svg { width: 18px; height: 18px; }
}

/* ===== Wert-Karten & Faktor-Tabelle (Anpassungsfaktor-Seite) ===== */
.werte-grid {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px;
  margin: 4px 0 34px;
}
.wert-karte {
  display: flex; flex-direction: column; gap: 3px;
  padding: 20px 22px; border-radius: 12px;
  background: var(--white); border: 1px solid #e3ece7;
  box-shadow: 0 2px 10px rgba(0,0,0,.04);
}
.wert-karte--haupt {
  background: linear-gradient(180deg, var(--fl-green-deep) 0%, var(--green-deep) 100%);
  border-color: transparent;
}
.wert-karte__label {
  font-size: .84rem; font-weight: 600; letter-spacing: .03em;
  text-transform: uppercase; color: var(--fl-ink-soft);
}
.wert-karte--haupt .wert-karte__label { color: rgba(255,255,255,.82); }
.wert-karte__zahl {
  font-size: 2.1rem; font-weight: 800; line-height: 1.1; color: var(--green-deep);
  font-variant-numeric: tabular-nums;
}
.wert-karte--haupt .wert-karte__zahl { color: #fff; }
.wert-karte__sub { font-size: .84rem; color: var(--fl-ink-soft); line-height: 1.45; }
.wert-karte--haupt .wert-karte__sub { color: rgba(255,255,255,.75); }

.faktor-tabelle td { font-variant-numeric: tabular-nums; }
.faktor-tabelle .hoch { color: var(--green-deep); font-weight: 600; }
.faktor-tabelle .ist-aktuell { background: var(--green-bg); }
.faktor-tabelle .ist-spitze .hoch { color: #b3271a; font-weight: 700; }

@media (max-width: 760px) {
  .werte-grid { grid-template-columns: 1fr; gap: 10px; }
  .wert-karte { padding: 16px 18px; }
  .wert-karte__zahl { font-size: 1.8rem; }
}

/* =========================================================
   Frage-Leiste unter dem Header (alle Seiten außer
   Impressum/Datenschutz). Markup: includes/header.php
   ========================================================= */
.fragebar {
  background: linear-gradient(135deg, #0a9d54 0%, #06603a 100%);
  color: #fff;
  border-bottom: 1px solid rgba(0,0,0,.10);
}
.fragebar__inner {
  max-width: 960px;
  margin: 0 auto;
  padding: 11px 20px;
  display: flex;
  align-items: center;
  gap: 14px;
}
.fragebar__icon {
  flex: 0 0 auto;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: rgba(255,255,255,.16);
}
.fragebar__icon svg { width: 19px; height: 19px; display: block; }
.fragebar__text {
  margin: 0;
  flex: 1 1 auto;
  line-height: 1.35;
  min-width: 0;
}
.fragebar__text strong {
  display: block;
  font-size: .98rem;
  font-weight: 600;
}
.fragebar__sub {
  display: block;
  font-size: .84rem;
  opacity: .92;
  margin-top: 1px;
}
/* Kurzfassung der Zusage – nur auf schmalen Geräten (siehe Media Query unten) */
.fragebar__sub--mobil { display: none; }
.fragebar__btn {
  flex: 0 0 auto;
  background: #fff;
  color: var(--green-deep, #06603a) !important;
  font-weight: 600;
  font-size: .92rem;
  padding: 9px 20px;
  border-radius: 8px;
  white-space: nowrap;
  box-shadow: 0 1px 3px rgba(0,0,0,.15);
  transition: background .15s ease, transform .15s ease;
}
.fragebar__btn:hover {
  background: #eaf7ef;
  color: var(--green-deep, #06603a) !important;
  transform: translateY(-1px);
}

/* --- Mobil: kompakt in EINER Zeile, Zusatzzeile entfällt --- */
@media (max-width: 720px) {
  .fragebar__inner {
    flex-wrap: nowrap;
    padding: 8px 14px;
    gap: 10px;
  }
  .fragebar__icon { width: 28px; height: 28px; }
  .fragebar__icon svg { width: 16px; height: 16px; }
  .fragebar__text { flex: 1 1 auto; min-width: 0; }
  .fragebar__text strong {
    font-size: .84rem;
    line-height: 1.25;
  }
  /* Mobil die lange Zusage gegen die Kurzfassung tauschen,
     damit die Leiste den Seitenkopf nicht verdrängt. */
  .fragebar__sub { display: none; }
  .fragebar__sub--mobil {
    display: block;
    font-size: .74rem;
    opacity: .9;
  }
  .fragebar__btn {
    width: auto;
    font-size: .82rem;
    padding: 8px 14px;
  }
}

/* --- Sehr schmale Geräte: Text noch knapper --- */
@media (max-width: 400px) {
  .fragebar__icon { display: none; }
  .fragebar__text strong { font-size: .80rem; }
  .fragebar__btn { font-size: .78rem; padding: 8px 12px; }
}